Your Pag-IBIG Savings Are Doing Great — The Fund Just Made ₱9.43 Billion in Investment Income, Up Almost 50%
If you're a Pag-IBIG member wondering if your money is being managed well, here's some good news: the fund's investment income jumped nearly 50% to ₱9.43 billion in 2025. Total assets climbed to a record ₱1.23 trillion, with its gross investment portfolio ballooning to ₱190.13 billion — up ₱55.27 billion or 41% from the previous year.
The bulk of Pag-IBIG's investments are parked in government securities, with the rest spread across time deposits, corporate bonds, and preferred shares. The agency says all investments undergo 'rigorous review' and follow established safeguards — basically, they're not YOLO-ing your hard-earned savings.
Housing-related assets made up the biggest chunk at ₱922.07 billion, while short-term loans accounted for ₱96.41 billion. Pag-IBIG CEO Marilene Acosta emphasized that 'every peso is managed with the highest regard for safety, sustainability, and their best interest.'
Under its charter, Pag-IBIG returns at least 70% of its annual net income to members as dividends. In 2024, the agency declared dividend rates of 6.60% for Regular Savings and 7.10% for MP2 Savings — the highest since the pandemic. These are better than most bank savings rates by a wide margin.
The big announcement everyone's waiting for: the 2025 dividend rates are expected to be revealed on Friday, February 27. Given the strong investment performance, members might be looking at even higher returns this year. Abangan!
Source: GMA News
