Government Workers, Your Pension Fund Is Doing Great: GSIS Earns ₱344 Billion in 2025, Assets Near the ₱2 Trillion Mark

Here's some good news for the 2.5 million government employees and pensioners counting on the GSIS for their retirement: the state pension fund just reported a total income of ₱344.47 billion for 2025 — a solid 6.4 percent increase from the previous year. And total assets? ₱1.96 trillion, up 8.2 percent and knocking on the door of the ₱2 trillion milestone.

Social insurance remained the biggest revenue driver, contributing ₱212.17 billion to the total. General insurance premiums also grew 10.8 percent to ₱11.39 billion, thanks to more new and renewed policies covering government properties and assets. The fund's investment portfolio wasn't sleeping either — income from financial assets hit ₱76.55 billion, supporting a net income from operations of ₱137.74 billion.

GSIS President Wick Veloso put it plainly: "Every peso in this fund belongs to a government worker who expects it to be there when they retire or when their family needs it." He noted that in 2025, the fund paid out more in benefits than the year before while still growing assets by over ₱148 billion. That's the kind of financial discipline that keeps pension funds solvent.

The pension fund disbursed ₱148 billion in claims and benefits throughout 2025, fulfilling its core mandate of providing social security protection. The asset growth trajectory is important because it ensures the fund can meet its long-term actuarial obligations — meaning retirees 10, 20, even 30 years from now should still be covered.

Moving forward, GSIS management says they'll continue diversifying investments and digitalizing services to improve the member experience. With nearly ₱2 trillion in assets, the GSIS is now one of the most liquid and well-capitalized institutions in the Philippine public sector. Hindi biro 'yun — government employees can rest a little easier knowing their retirement fund is in good shape.

Source: Manila Bulletin